1. FICO score factor: New Credit and Credit Mix

    There are several factors that go into your FICO score, including new credit and your credit mix. Find out what these terms mean and how you can up your score by adding a little diversity to your credit mix!

  2. Credit Utilization

    Most cars have the ability to go up to 120 miles per hour, but unless you’re a Nascar driver or looking to get a ticket, you don’t want to hit that speed. Credit utilization works the same way. In a nutshell, your credit utilization is how much credit is available ...

  3. How immigrants can build credit in the U.S.

    One crutail step to start building your new home in the US is to build your credit score. Here are five tips for building credit from scratch

  4. FICO's 5 credit score factors

    FICO is the king of credit scores. So what factors matter most in FICO's scoring formula?

  5. What's your 'real' FICO score? All of the above

    Have you ever wondered why your FICO score varies from one time to the next? Today it's 700, tomorrow it's 720 then a month passes and you are at 785! Wow, time to buy that new sports car!

  6. Credit lessons we can learn from immigrants

    Although many newcomers to the US initially struggle to build credit, experts say immigrants often display behaviors we could all do well to emulate.

  7. What is a credit utilization ratio?

    A finance expert explains what a credit utilization ratio is and how it affects your credit score.

  8. Credit score basics

    Jeremy Simon, staff reporter with CreditCards.com, explains the ins and outs of credit scores and credit reports. For more information, visit http://www.creditcards.com/news

  9. How to improve your credit score

    Todd Ossenfort of Pioneer Credit Counseling explains the basics of a credit score and how to improve it.