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Credit Utilization

Most cars have the ability to go up to 120 miles per hour, but unless you’re a Nascar driver or looking to get a ticket, you don’t want to hit that speed. Credit utilization works the same way. In a nutshell, your credit utilization is how much credit is available to you versus how much of it you actually use. Credit utilization works the same way. In a nutshell, your credit utilization is how much credit is available to you versus how much of it you actually use.

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