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Pregnant superhero Captain Credit shows how to fix your credit report

You don't have to be a superhero to clean up your credit report and improve your credit, but it doesn't hurt! In this clip, the mighty, pregnant superhero Captain Credit offers three helpful and easy tips to help you clean up your credit report and improve your credit score.

Don't fear your credit report! Captain Credit is here to tell you three secrets to acing one of life's most boring and important tests.

First, your credit report is free at AnnualCreditReport.com! Courtesy of the three major credit bureaus. You can get a free copy from EACH bureau once a year.

It takes about 10 minutes, including answering personal questions that only you will know. Hmmm, the location of my secret lair?

Second, I know you want your credit score, but it's not as important as the info in your credit report. Because the credit report determines the credit score. So if there's a "misnake" ...

Contact the bureaus to correct glaring errors, like accounts you never opened and payments marked late that you paid on time.

Slip-ups can take months to correct, so get on it!

Three, even if one report looks super, you need to get free credit reports from the other two bureaus. The reports are not identical so check all three for those annoying "misnakes."

For CreditCards.com, I'm Captain Credit.

1 Comment

  1. James R. Goad

    Bank of America issued a credit card to a business partner without my knowledge. I did not sign for it, activate it or use it. B of A now says I am the guarantor for this card since I am the guarantor for the account. Is this legal?

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